Register your interest


Register your interest


27th Annual Credit Law Conference

A must-attend for Law firms, Regulators, Banks, Credit Unions, NBFIs, P2P Lenders, Financial Services Ombudsmen, and Consumer lenders.

11-13 Oct 2017 | Surfers Paradise Marriott Resort & Spa

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Consumer Advocates / Legal Aid rates available – see pricing below


The Credit Law Conference will return in its 27th annual outing, bringing together banks, credit unions, regulators, organisations, associations and market disruptors to discuss the future of credit and lending.

The themes this year will include; regulatory updates from ASIC, as well as a panel discussing the future of credit and lending from a regulatory perspective. This will then be responded to on the following day with another panel from the perspective of industry, collating representation from the Big Banks, Regional Banks, Credit Unions and Foreign Banks.

Both financial ombudsman services (FOS and CIO) will present in a session together, exploring outcomes to unsuitable lending.

With housing developing into an enormously pertinent issue across industries, one theme at this year’s conference will look deeper into home lending – including mortgage broker remuneration and the status and future of the home-loan industry for lenders and consumers.

There will also be a focus on regtech, credit, banking & insurance for SMEs, P2P lending, the future of credit advertising, accountability, responsible lending and culture.

In addition to these presentations and panels, Credit Law Conference will also provide two workshops on the morning of Day 1 (11th October 2017), covering compliance and responsible lending.

After 26 years, the Credit Law Conference has continually curated the most important issues, topics and challenges in the industry, delivered by an excellent speaker faculty. The 27th year of this event already looks to consolidate this trend and offer even more.

A must-attend for Law firms, Regulators, Banks, Credit Unions, NBFIs, P2P Lenders, Financial Services Ombudsmen, and Consumer lenders.




2:30 pm


2:55 pm

Opening Remarks from the chair

Elise Ivory, Partner, Dentons


3:00 pm

The changing regulatory landscape – where we’ve come from and where we are headed

Jon Denovan, Partner, Dentons

3:20 pm


Michael Saadat, Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC

3:40 pm

Networking and refreshment break

5:30 pm

CLOSING | Closing remarks from the Chair

5:45 pm

WELCOME RECEPTION | Address from Welcome Reception Sponsor

Warren Kalinko, CEO, Keypoint Law

8:50 am

OPENING | Opening remarks from the Chair

Helen Gordon, CEO, Australian Finance Industry Association


9:45 am

  • What the NPP is and how it works
  • The legal framework that applies to the NPP
  • Issues that may affect credit providers

10:05 am

  • Examples of regtech successes
  • How can cognitive processes, robotic processes, blockchain, etc provide solutions?
  • What does the future hold for RegTech in Australia and globally?
  • Regtech as more than just compliance; using this innovation as an educational tool

10:45 am

Networking and refreshment break

11:10 am

  • Current regulations and obligations around credit advertising and
    changes in the future
  • Ethics behind credit advertising
  • What does the future hold for those wishing to advertise credit?

11:35 am

KEYNOTE MINISTERIAL ADDRESS | Key policy updates from the Minister for Credit and Small Business

The Hon Michael McCormack MP, Minister for Credit and Small Business

12:00 pm

How disruption and innovation is changing financial services. Are established competitors going to be able to keep up?

12:30 pm

Lunch and networking break

1:30 pm

  • Widespread politico-economic instability and is effect on the financial markets
  • Updates on regulatory change around cryptocurrencies
  • Strategy and progress since SEC ruling


2:00 pm

  • Assessing the changing landscape in 2017
  • Defining what we mean when discussing best practice
  • Identifying exemplars of best practice in today’s market
  • Looking to the future – where is responsible lending & borrowing heading?

2:40 pm

In the event that the responsible lending obligations have not been met, what is the appropriate amount of compensation? How does the Ombudsman access compensation? Should the loss be apportioned?

3:05 pm

  • Oversight of industry’s response to the changes
  • Recommendations under the Khoury Report relevant to small business lending
  • Recommendations under the Small Business Loans Inquiry Report
  • The Commitment of the Big 4 banks announced by ASIC in May 2017

3:30 pm

Network and refreshment break


4:00 pm

Conflicted remuneration now applies to most financial products, with life insurance the latest product to incur more stringent regulation. Are mortgage brokers next?

4:20 pm

  • Increasing deposit amounts being required and this effect on lenders
  • Housing debt vs household incomes – are certain areas unattainable to 99% of the population? What does this mean for the industry?
  • Is the current market growth unsustainable?
  • Are we too cautious in the wake of the housing crisis in 2008? Do we crave economic stability too much?
  • Disruption and innovation in the sector and how its evolving the industry

5:00 pm

CLOSING | Closing remarks from the Chair

5:10 pm

Close of Day Two

7:00 pm

GALA DINNER | Sponsored by HWL Ebsworth

8:50 am

OPENING | Opening remarks from the Chair

Jon Denovan, Partner, Dentons


9:00 am

  • The different sources of funding for peer-to-peer lenders
  • The relationship between P2P lenders and the ‘Big Banks’
  • Progress and future of this emerging industry
  • Recent market and regulatory updates

9:30 am

  • Should ‘Big Banks’ be scared or is does P2P actually represent a positive diversification of the industry?
  • Are P2P companies actually viable? What does the evidence say?


10:00 am

A discussion on the newly established BFO and how it plans to increase accountability and ethical behaviour in the banking and finance industry, through their adoptive charter and ethos.


10:30 am

Enforcement updates

Rod Cameron, Partner, Hicksons

11:00 am

Network and refreshment break

11:30 am

  • How to avoid a worst-case scenario
  • How to avoid a worst-case scenario
  • Discussing the changes in consumer risks and industry transformation of non-bank lenders
  • Assessing significant imbalance in contract terms
  • ‘The unmet need’ – addressing anxiety around the lack of concrete answers to compliance questions
  • When is a term necessary to protect the legitimate interests of a party?

12:15 pm

Looking at data breach notifications, their importance as mitigation strategies and forming trust and transparency with the consumer.

12:45 pm

  • The effect of open-data legislation on British banks
  • Privacy and security
  • Comparisons, contrasts and lessons to be learnt in Australia


1:15 pm

Join Michael Saadat and his colleagues as they offer their insights from the conference and answer your final pressing questions

1:40 pm

End of Conference | Lunch


Packages Price
2.5 Day Conference$3095+GSTEarly Bird
2.5 Day Conference + Workshop$3595+GSTEarly Bird



Chris Green, Group Senior Manager – Credit, ASIC

11:30 Networking and refreshment break

12:00 WORKSHOP 2 | FOS and CIO
Philip Field, Lead Ombudsman, FOS
Tim Gough, Deputy Ombudsman, CIO

13:30 Lunch and networking break for Workshop Attendees


The Hon Michael McCormack MP

Minister for Credit and Small Business

Michael Saadat

Senior Executive Leader – Deposit Takers, Credit & Insurers, ASIC

Chris Green

Group Senior Manager - Credit, ASIC

Philip Field

Lead Ombudsman, FOS

Tim Gough

Deputy Ombudsman, CIO

John Laker

Previous Chair, APRA and Chair, Banking and Finance Oath

Ian Gilbert

Director, Banking Services Regulation, Australian Bankers' Association

Sally MacKenzie

Senior Policy Adviser, COBA

Mark Shaw

Head of Compliance & Operational Risk, ANZ

Dr Craig Latham

Deputy Ombudsman, Small Business and Family Enterprise Ombudsman

Helen Gordon

CEO, Australian Finance Industry Association

Jo Canavan

Executive Manager Compliance, Banking & Wealth, Suncorp

Angela Di Rago

General Counsel, Liberty

Tommy Mermelshtayn

Chief Strategy Officer, Zip Money

Rod Cameron

Partner, Hicksons

James Moore

Partner, HWL Ebsworth

Joshua Annese

Partner, Piper Alderman

Katherine Forrest

Partner, King & Wood Mallesons

Lisa Vanderwal

Special Counsel, Bird & Bird

Brad Husband

Partner, Corrs Chambers Westgarth

Narelle Smythe

Partner, Clayton Utz

Michael Anastas

Partner, HWL Ebsworth

Jaime Lumsden-Kelly

Solicitor Director, The Fold Legal

John Brady

Solicitor Proprietor, John F Brady, Solicitor

Dr Paul O’Shea

Principal Solicitor, O'Shea Lawyers

Sally Davis

CEO, Code Compliance and Monitoring Committee

Simun Soljo

Managing Associate, Allens

Bradley Lynch

Lawyer - Financial Services, Credit, Privacy and Commercial Litigation, Credit Unions Australia

Catherine Uhr

Senior Solicitor, Legal Aid Queensland, Queensland

Sunil Aranha

Co-Founder, ThinCats

Alex Molloy

CEO, Valiant Finance

Sam Lee

CEO, Blockchain Global

Mandeep Sodhi

CEO & Founder, HashChing

Anthony Rivas

CEO, Collection House

Matt Symons

Director, Red Marker

Anthony Quinn

CEO, Arctic Intelligence

Julian Fenwick

CEO & Managing Director, GRC Solutions

Jon Denovan

Partner, Dentons

Ruth Neal

Partner, Dentons

Mark Sneddon

Partner, Holley Nethercote

Andrea Beatty

Principal, Keypoint Law

Andrew Galvin

Partner, HWL Ebsworth

Paul Derham

Chair of ADCA’s AML/CTF Committee, Holley Nethercote

when & where

11 - 13 Oct 2017

Surfers Paradise Marriott Resort & Spa
158 Ferny Avenue
Surfers Paradise QLD 4217
Phone: (07) 5592 9800

Special Accommodation Rate is has now expired.

Book Accommodation with Lido Group
For your convenience Lido Group will manage your accommodation needs. Click here or call 02 8585 0808.


Still have a question?

Chris Platt
Conference Producer
02 9080 4037

Paul Towle
Sponsorship Manager
02 9080 4422

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