Register your interest

Comments

Register your interest

Comments

Responsible Lending and Borrowing Summit

Crucial policy updates from ASIC and innovative case studies from leading financial institutions – the definitive event for banks, lenders and lawyers.

20-21 February 2018 | Radisson Blu Plaza, Sydney

Book Now Download Brochure

Industry rates available for Consumer Advocates, Not-for-Profits, Start-Ups & SMEs
See pricing below

overview

The Responsible Lending & Borrowing Summit is in its second year and is proving timely with much debate around open banking, unethical practice, erosion of trust and hot debates like ‘interest only loans’. This year we will have a stronger focus on the role of the consumer and the ethical practices that need to be in place in a climate of greater disruption and opportunity for lending institutions.

With Neo Banks, on the horizon in Australia and challenges around trust for institutions we will focus on some major issues challenging lending institutions in this time of great disruption and greater digitisation. From payday lending trends, abroad to over capitalised customers locally.

With a focus on the most important concepts in the industry now, this event is set to be a definitive forum for banks and lenders especially in re-building trust.

Most importantly, there will be a keynote presentations from industry regulators on significant policy updates for responsible lending and borrowing in 2018 and beyond.

Innovative case studies, valuable networking opportunities and crucial market updates ensure that the Responsible Lending and Borrowing Summit 2018 will be an essential event for all those in the banking, finance and legal industry.

What to expect:

  • Key regulatory updates
  • Addresses from consumer advocate organisations
  • Perspectives on how Fintech is playing a greater role for lending institutions
  • Focus on the establishment of the Australian Financial Complaints Authority (AFCA)
  • Examination of the new Comprehensive Credit Reporting (CCR)
  • Case studies – what have we learnt from scandals and malpractice?

sponsors

agenda

9:00 am

OPENING | Opening remarks from the Chair

Andrea Beatty, Consulting Principal, Keypoint Law

REBUILDING TRUST IN LENDING PRACTICES FOR BANKING & FINANCE

9:15 am

RESERVE BANK OF AUSTRALIA ADDRESS & Q & A | Mortgage Finance

Michele Bullock, Assistant Governor, Reserve Bank of Australia

9:50 am

REGULATORY UPDATE | Interest only loans

Chris Green, Group Senior Manager - Credit, ASIC

10:30 am

Networking and refreshment break

DISRUPTION, OPPORTUNITY & RESPONSIBILITY

11:00 am

New player same rules - NEO banks & operational risk

David Nichols, Chief Risk Officer, Xinja

11:30 am

ROUNDTABLE | Rebalancing stakeholder interests in financial services

Mario Rehayem, CEO, Pepper Group

Kevin Potter, Chief Operating Officer, Heritage Bank

Andrew Williamson, Managing Director, The Risk Board

Alison Ewings, Engagement Program Manager, Regnan

Fahmi Hosain, Financial Services Expert

12:15 pm

Finetllix

12:45 pm

Lunch and networking break

AVOIDING & RESOLVING DISPUTES

1:30 pm

—— Trends in responsible lending disputes coming to FOS
—— How to prepare for a responsible lending conciliation conference
—— Tips on resolving disputes early

2:10 pm

—— Governance for the new scheme – who should be on the board?
—— What are the challenges in bringing together the culture of different schemes overlaid by financial services industry segment cultures?
—— How do you ensure consistency of decision making in a new scheme?
—— What is an appropriate funding model for the new scheme?

3:00 pm

Networking and refreshment break

HOUSING AFFORDABILITY

3:30 pm

—— Looking under the covers, what is the data telling us

4:00 pm

—— Why do banks request Valuers to provide mortgage valuations?
—— Are banks relying on valuers to justify their actions?

4:30 pm

CLOSING | Closing remarks from the Chair

4:40 pm

Networking drinks

8:55 am

OPENING | Opening remarks from the Chair

Jaime Lumsden-Kelly, Solicitor Director, The Fold Legal

9:00 am

INSIGHTS | Code of Conduct

Christine Cupitt, Executive Director – Retail Policy, The Australian Bankers Association

CREDIT & RESPONSIBLE LENDING OBLIGATIONS

9:25 am

Why bankruptcy is on the rise & why credit card debt overload is responsible?

Gregory Mowle, Lecturer, The University of Canberra

10:05 am

CREDIT & INVESTMENTS OMBUDSMAN UPDATE

Tim Gough, Deputy Ombudsman, Credit and Investments Ombudsman

10:40 am

Networking and refreshment break

CREDIT & THE FUTURE OF REPORTING

11:00 am

INSIGHTS | The future of credit reporting

Mike Laing, Executive Chairman, Australian Retail Credit Association

11:30 am

FSI recommendation 20: Support industry efforts to expand credit data sharing under the new voluntary comprehensive credit reporting regime. If, over time, participation is inadequate,
Government should consider legislating mandatory participation.

—— Benefits of an assessment system that captures a wider comprehensive view
—— The provision for providers to collect and share data, allowing
—— Improved loan portfolio performance
—— Basel III compliance
—— Increase in competition

12:15 pm

Lunch and networking break

FINANCING & RESPONSIBLE LENDING OBLIGATIONS

1:00 pm

The impact of responsible lending regulations on foreign investment

Monika Tu, Director, Black Diamondz

1:30 pm

Responsible Community Lending

Kat Dunn, CEO, Grameen Australia

2:00 pm

—— Most recent cases that have not adhered to responsible lending practices that we can learn from

BUSINESS LENDING

2:30 pm

INSIGHTS & SHORT Q & A | Improving small business lending practices

Anne Scott, Principal Adviser, Australian Small Business & Family Enterprise Office

3:15 pm

Networking and refreshment break

OPEN BANKING - A STEP CHANGE IN INNOVATION

3:30 pm

—— The empowerment of the consumer and the impact on responsible lending
—— Why the race towards an innovative response to pursue the consumer will shift the balance of power
—— The future of regulation and the challenges greater innovation and competition will bring

CONSUMER OUTCOMES

4:15 pm

Towards better consumer outcomes

Karen Cox, Coordinator, Financial Rights Legal Centre

4:45 pm

End of conference

pricing

Packages Price
Package(Two Days)$2395+GSTEarly Bird
Packages Price
Package(Two Days)$1295+GSTEarly Bird

* Industry rates available for Consumer Advocates, Not-for-Profits, Start-Ups and SMEs – Refer to pricing tab above

Register Your Interest

Receive updates on this event. Leave your details with us and we will notify you of updates as they happen. Register your interest here.

speakers

Michele Bullock

Assistant Governor, Reserve Bank of Australia

Chris Green

Group Senior Manager - Credit, ASIC

Andrea Beatty

Consulting Principal, Keypoint Law

Philip Field

Lead Ombudsman, Banking & Finance, Financial Ombudsman Service

Tim Gough

Deputy Ombudsman, Credit and Investments Ombudsman

Colin Neave AM

Customer Fairness Advisor, ANZ

Alison Ewings

Engagement Program Manager, Regnan

Fahmi Hosain

Financial Services Expert

Anne Scott

Principal Adviser, Australian Small Business & Family Enterprise Office

Lisa Claes

CEO, CoreLogic

Kevin Potter

Chief Operating Officer, Heritage Bank

Monika Tu

Director, Black Diamondz

Craig McMahon

Chief Operations Officer, Teachers Mutual Bank

Andrew Williamson

Managing Director, The Risk Board

Gregory Mowle

Lecturer, The University of Canberra

Greg Dickason

CTO - International, CoreLogic

Frances Russell-Matthews

Legal Expert

Mario Rehayem

CEO, Pepper Group

Kate Jackson-Maynes

Partner, King & Wood Mallesons

Gerard Brody

CEO, Consumer Action Law Centre, Victoria

Professor Ross Buckley

Scientia Professor, Centre for Law Markets & Regulation (CLMR), UNSW Australia

Mike Laing

Executive Chairman, Australian Retail Credit Association

Karen Cox

Coordinator, Financial Rights Legal Centre

David Brandon

National Manager Professional Standards, Australian Property Institute

David Nichols

Chief Risk Officer, Xinja

Christine Cupitt

Executive Director – Retail Policy, The Australian Bankers Association

Kat Dunn

CEO, Grameen Australia

Jaime Lumsden-Kelly

Solicitor Director, The Fold Legal

when & where

20 - 21 Feb 2018

Radisson Blu Plaza Hotel Sydney
27 O’Connell Street
Sydney NSW 2000
Phone: (02) 8214 0000

Book Accommodation with Lido Group
For your convenience Lido Group will manage your accommodation needs. Click here or call 02 8585 0808.

contact

Still have a question?

Veronique Henrisson
Conference Producer
+61 (02) 9080 4054
Veronique.Henrisson@informa.com.au

Andrew Sinkovich
Sponsorship Manager
+61 (02) 9080 4008
Andrew.Sinkovich@informa.com.au

Get all the latest on Informa news and events

Informa Australia is the nation's leading event organiser. Our events comprise of large scale exhibitions, industry conferences and highly specialised corporate training.

Find out more